Thursday, July 22, 2010

WORK ON FINANCES

MONEY IS A VERY IMPORTANT OBJECT in our lives.Its something that we use to buy goods and pays our daily needs.But if you dont work hard,money will not come into you,unless you were born heiress.. I could honestly say i am very "NOT" good with money since i love to eat,shop and travel but when i got married and gave birth,i learned to value money.These are the 3 things that i learned and still hopping i could apply these lessons FOREVER...

  1. BUDGET -now i slowly little by little learning how to budget.I don't buy things that are not important.I buy things which i or we could literally use.As much as possible,i set money for what we really use for our everyday consumption.
  2. NO DEBTS - we intend not to use our credit cards,or buy things that are installments.We have to practice the word "patience" that in time if we need something,well have to save money to buy that something.NO to loans at all.(for now)
  3. SAVE MONEY - if we have money,its better to put it in the bank and not on the wallet...
I hope and pray that i will forever practice this kind of attitude.Patience is a virtue and im crossing my finger for this goal...GOODLUCK TO ME?

9 comments:

  1. EdwinJuly 22, 2010 at 4:49 PM

    Correct, and most importantly we should learn to manage our finance. It is the only way we can achieve finance-freedom. Hope I will, someday :)

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  2. cookieJuly 22, 2010 at 4:52 PM

    @ EDWIN ...yes indeed,,it is very important that we all should manage our money..thanx for droppin.. :-)

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  3. Female StuffsJuly 22, 2010 at 5:56 PM

    Learning how to budget is a way that I also choose to manage our money, cookie. I spent most of my money to buy cosmetics and skincare product. But I've learn how to control it now. If I want to buy powder from particular famous brand, I will start to save money first without having to take cash from my saving now. LOL

    Greetings
    Risma

    ReplyDelete
  4. Verna LugaJuly 24, 2010 at 3:14 PM

    Hi cookie. how are you? It's been a while ... dropping by here... BTW, I’m having a Link Exchange Project, I’m inviting you to join, please visit Petty Things in Life and click the badge to join. Thank You and hope to see you.

    ReplyDelete
  5. cookieJuly 24, 2010 at 3:41 PM

    @ Female Stuff..yes maam..Girls spend money on beauty regimen's..(im ne of them,we all are i guess..) Good job and a wise step though hehhehe..im gonna apply to me that too...:-) thanx....

    ReplyDelete
  6. cookieJuly 24, 2010 at 3:42 PM

    @ Vernz...hi there...yup its been a while...how are you?i will visit you too...bye....:-)

    ReplyDelete
  7. TeyJuly 27, 2010 at 9:11 PM

    Very informative post. Keep it up
    Raptured Dreams, Mineral Makeup for Sensitive, Oily and Acne Prone Skin, Natural Soap Making Supplies

    ReplyDelete
  8. hmongJuly 28, 2010 at 2:45 AM

    yes we should learn / know to budget.. but becoming a slave for money is wrong direction if you ask me. with little money you can have all you need.. i`ve been there, also havin a kid.

    ReplyDelete
  9. onlinesmallnoteDecember 15, 2010 at 7:05 PM

    nice tips...especially tips #3...

    ReplyDelete

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